INSURANCE LICENSING OK-LIFE-ACCIDENT-AND-HEALTH-OR-SICKNESS-PRODUCER LATEST MATERIAL & OK-LIFE-ACCIDENT-AND-HEALTH-OR-SICKNESS-PRODUCER RELIABLE TORRENT

Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Latest Material & Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Torrent

Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Latest Material & Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Torrent

Blog Article

Tags: Ok-Life-Accident-and-Health-or-Sickness-Producer Latest Material, Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Torrent, Ok-Life-Accident-and-Health-or-Sickness-Producer Pass Leader Dumps, Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Certification Cost, Ok-Life-Accident-and-Health-or-Sickness-Producer Guide Torrent

Perhaps you plan to seek a high salary job. But you are not confident enough because of lack of ability. Now, our Ok-Life-Accident-and-Health-or-Sickness-Producer practice guide is able to give you help. You will quickly master all practical knowledge in the shortest time. Also, obtaining the Ok-Life-Accident-and-Health-or-Sickness-Producer certificate fully has no problem. With the high pass rate of our Ok-Life-Accident-and-Health-or-Sickness-Producer exam braindumps as 98% to 100%, we can claim that as long as you study with our Ok-Life-Accident-and-Health-or-Sickness-Producer study materials, you will pass the exam for sure.

PracticeTorrent's Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Training materials allows candidates to learn in the case of mock examinations. You can control the kinds of questions and some of the problems and the time of each test. In the site of PracticeTorrent, you can prepare for the exam without stress and anxiety. At the same time, you also can avoid some common mistakes. So you will gain confidence and be able to repeat your experience in the actual test to help you to pass the exam successfully.

>> Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Latest Material <<

Latest Oklahoma Life, Accident, and Health or Sickness Producer Exam practice test & Ok-Life-Accident-and-Health-or-Sickness-Producer pass guaranteed

We hope that you have understood the major features of our three formats. Now let's discuss the benefits you can get upon buying our Oklahoma Life, Accident, and Health or Sickness Producer Exam (Ok-Life-Accident-and-Health-or-Sickness-Producer) exam material today. The first benefit you can get is the affordable price. Our Oklahoma Life, Accident, and Health or Sickness Producer Exam (Ok-Life-Accident-and-Health-or-Sickness-Producer) practice material is not expensive and every applicant can purchase it without running tight on his budget. Additionally, you can get a limited-time discount offer on real Ok-Life-Accident-and-Health-or-Sickness-Producer exam questions as well.

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Exam Sample Questions (Q43-Q48):

NEW QUESTION # 43
A condition for which medical advice, diagnosis, care, or treatment was recommended or received during the
6 months immediately preceding the effective date of group health coverage is

  • A. preexisting condition.
  • B. diagnosed condition.
  • C. affiliation period.
  • D. elimination period.

Answer: A

Explanation:
Apreexisting conditionis defined in health insurance as a medical condition for which advice, diagnosis, care, or treatment was recommended or received within a specified period (commonly 6 months) before the effective date of coverage. In Oklahoma, group health insurance policies often include provisions limiting or excluding coverage for preexisting conditions for a certain period, as regulated by federal and state laws, including the Health Insurance Portability and Accountability Act (HIPAA).
* Option A: Incorrect. An elimination period is the waiting period before benefits begin, typically in disability or long-term care policies, not related to preexisting conditions.
* Option B: Incorrect. An affiliation period is a waiting period for late enrollees in HMOs under HIPAA, not tied to medical conditions.
* Option C: Incorrect. A diagnosed condition is not a standard insurance term; it does not specifically denote the timeframe of prior treatment like a preexisting condition.
* Option D: Correct. A preexisting condition matches the definition provided, as per Oklahoma and federal regulations.
This question aligns with the Prometric content outline under "Provisions, Options, Exclusions, Riders, Clauses, and Rights," which covers health insurance exclusions and limitations.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Accident and Health Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 6060.4 (preexisting condition provisions).
HIPAA, 45 CFR § 144.103 (definition of preexisting condition).


NEW QUESTION # 44
Long-Term Care Policies exclude coverage for all of the following EXCEPT

  • A. alcoholism or drug addiction.
  • B. Alzheimer's disease.
  • C. acts of war while serving in the military.
  • D. self-inflicted injuries.

Answer: B

Explanation:
Long-Term Care (LTC) policies cover services for individuals with chronic conditions or disabilities, such as assistance with activities of daily living. Oklahoma regulations (Title 36 O.S. § 4426.1) allow LTC policies to exclude coverage for conditions like alcoholism or drug addiction, acts of war (especially military service), and self-inflicted injuries, as these are considered high-risk or intentional. However,Alzheimer's diseaseis a core condition typically covered by LTC policies, as it is a common cause of long-term care needs.
* Option A: Incorrect (excluded). Alcoholism or drug addiction is often excluded unless treatment is completed.
* Option B: Incorrect (excluded). Acts of war, especially in military service, are standard exclusions.
* Option C: Incorrect (excluded). Self-inflicted injuries are excluded as intentional acts.
* Option D: Correct (not excluded). Alzheimer's disease is typically covered by LTC policies.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Long-Term Care Policies).
Oklahoma Insurance Department, Title 36 O.S. § 4426.1 (long-term care insurance regulations).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.


NEW QUESTION # 45
Under a Long-Term Care policy, all of the following are Activities of Daily Living EXCEPT

  • A. talking.
  • B. eating.
  • C. toileting.
  • D. dressing.

Answer: A

Explanation:
Long-Term Care (LTC) policies cover services for individuals who need assistance withActivities of Daily Living (ADLs), which are basic self-care tasks. Oklahoma regulations (O.A.C. 365:10-5-44) and federal standards define ADLs as including dressing, eating, toileting, bathing, transferring, and continence.Talkingis not considered an ADL, as it is not a fundamental self-care activity.
* Option A: Incorrect. Dressing is an ADL.
* Option B: Correct. Talking is not an ADL.
* Option C: Incorrect. Eating is an ADL.
* Option D: Incorrect. Toileting is an ADL.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Long-Term Care Policies).
Oklahoma Insurance Department, O.A.C. 365:10-5-44 (LTC policy standards).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.


NEW QUESTION # 46
A whole life policy payment period is related to an annual premium in which of the following ways?

  • A. The shorter the payment period, the higher the annual premium.
  • B. The shorter the payment period, the lower the annual premium.
  • C. The longer the payment period, the higher the annual premium.
  • D. The payment period is not related to the annual premium.

Answer: A

Explanation:
In a whole life insurance policy, thepayment periodrefers to the duration over which premiums are paid (e.g., until age 100, or a limited period like 20 years). A shorter payment period (e.g., 10-pay or 20-pay whole life) requires higher annual premiums because the total cost of the policy is compressed into fewer payments, while a longer payment period (e.g., until age 100) spreads the cost, resulting in lower annual premiums.
* Option A: Incorrect. The payment period directly affects the annual premium amount.
* Option B: Incorrect. A shorter payment period increases, not decreases, the annual premium.
* Option C: Correct. A shorter payment period results in a higher annual premium due to the condensed payment schedule.
* Option D: Incorrect. A longer payment period typically lowers the annual premium, not increases it.
This question aligns with the Prometric content outline under "Life Products," which covers whole life insurance premium structures.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Life Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 4002 (life insurance products).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.


NEW QUESTION # 47
Under Medicare Hospital Insurance Part A, there are no medical benefits provided for treatment in a skilled nursing facility beyond

  • A. 180 days.
  • B. 60 days.
  • C. 30 days.
  • D. 100 days.

Answer: D

Explanation:
Medicare Part A covers skilled nursing facility (SNF) care for up to100 daysper benefit period, provided the patient meets eligibility criteria (e.g., a prior 3-day hospital stay and need for skilled care). Beyond 100 days, no benefits are provided, as outlined in CMS guidelines and Oklahoma's Medicare supplement regulations (Title 36 O.S. § 6217).
* Option A: Incorrect. 30 days is too short; coverage extends to 100 days.
* Option B: Incorrect. 60 days is within the coverage period but not the limit.
* Option C: Correct. No benefits are provided beyond 100 days in an SNF.
* Option D: Incorrect. 180 days exceeds Medicare's SNF coverage limit.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Medicare).
Oklahoma Insurance Department, Title 36 O.S. § 6217 (Medicare supplement insurance).
CMS, Medicare & You Handbook (Part A coverage).


NEW QUESTION # 48
......

It is well known that certificates are not versatile, but without a Ok-Life-Accident-and-Health-or-Sickness-Producer certification you are a little inferior to the same competitors in many ways. Compared with the people who have the same experience, you will have the different result and treatment if you have a Ok-Life-Accident-and-Health-or-Sickness-Producer Certification. Without doubt, you will get a higher salary if you have a Ok-Life-Accident-and-Health-or-Sickness-Producer certification or you can enter into a bigger company. And our Ok-Life-Accident-and-Health-or-Sickness-Producer exam materials can make your dream come true.

Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Torrent: https://www.practicetorrent.com/Ok-Life-Accident-and-Health-or-Sickness-Producer-practice-exam-torrent.html

That is really considerate of Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Torrent Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Torrent - Oklahoma Life, Accident, and Health or Sickness Producer Exam exam study materials, PracticeTorrent Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Torrent has more than 75 Professional Certified Instructors that prepare the material for students, Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Latest Material In addition, if you first take the exam, you can use software version dumps, Good Ok-Life-Accident-and-Health-or-Sickness-Producer software test simulator have high passing rate and PracticeTorrent are looking forward to your long-term cooperation.

When Is the Development Organization a Stakeholder, Why Ok-Life-Accident-and-Health-or-Sickness-Producer Guide Torrent Blogs are Important to Web Marketers, That is really considerate of Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Exam exam study materials.

PracticeTorrent has more than 75 Professional Certified Instructors Ok-Life-Accident-and-Health-or-Sickness-Producer that prepare the material for students, In addition, if you first take the exam, you can use software version dumps.

100% Pass-Rate Ok-Life-Accident-and-Health-or-Sickness-Producer Latest Material, Ensure to pass the Ok-Life-Accident-and-Health-or-Sickness-Producer Exam

Good Ok-Life-Accident-and-Health-or-Sickness-Producer software test simulator have high passing rate and PracticeTorrent are looking forward to your long-term cooperation, According to our data, our pass rate is high as 98% to 100%.

Report this page